SRD II, the perfect opportunity for the Blockchain.

SRD II, the perfect opportunity for the Blockchain.

The agency cost is considered by many as a timeless concept. Indeed, the information asymmetry that exists between shareholders and the Chief Executive Officer is generally held to be a classic example.

In this context, the first Shareholder Right Directive (SRD) has been adopted by the European Parliament in 2007 in order to ensure a better protection of the exercise of shareholders rights in listed European companies, by implementing rules around transparency, proxy voting rights and the ability to vote in general meetings via electronic means.

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ICOs: the wild (wild) west?

ICOs: the wild (wild) west?

Bitcoin’s sharp rise in the past year has been accompanied by a surge of Initial Coin Offerings (ICO) popularity —a process by which tokens or digital currencies are issued in return for funding. These unregulated and controversial rounds of funding have started to grab the attention of the media, investors—and regulators—alike.

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Breakfast'Bite @ Initio: Focus on Cryptocurrencies & Blockchain

Breakfast'Bite @ Initio: Focus on Cryptocurrencies & Blockchain

Our first Breakfast'Bite has taken place last Friday (June 29th, 2018) in our premises in Luxembourg.

This brand new event was dedicated to Blockchain & Cryptocurrencies and was animated by two external speakers.

Here is the report summarizing the main topics and questions that have been raised

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Blockchain and Insurance: the next revolution

Blockchain and Insurance: the next revolution

Blockchain is a distributed ledger that is broadly discussed as a technology with huge innovation potential in all areas of financial services. To date, the majority of usage cases of this technology are in the banking arena. We can refer to several publications available on Initio’s blog regarding the impact of blockchain technology and the usage of crypto currencies in financial services.

However, the blockchain technology also offers potential use cases for insurers that include innovating insurance products and services for growth, increasing effectiveness in fraud detection, pricing and reducing administrative cost. In these application areas insurers could address some of the main challenges they are facing today – such as limited growth in mature markets and cost reduction pressures.

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