Disappearance of bank branches in Belgium: additional information

Disappearance of bank branches in Belgium: additional information

Earlier this week (November 5th 2018), a study related to the disappearance of bank branches in Belgium has been published by the newspaper Le Soir.

The study made various media headlines and Initio was asked by Brussels news channel BX1 to comment this evolution. The goal of this article is to go further in the analysis and to put facts and figures into perspective.

Read More

Discover more insights on the Square news platform

Publications by Initio: Retrospective 2017.

Publications by Initio: Retrospective 2017.

In 2017 the Initio consultants signed 22 articles for our blog but also for other publications like AGEFI.

More than a finger exercise, these articles illustrate the expertise of our consultants and our desire to constantly explore new topics in order to always be aligned of the evolution of the financial sector in Belgium, Switzerland, and Luxembourg and beyond.

Discover all articles published by thematics

Read More

GDPR in a nutshell

GDPR in a nutshell

GDPR in a nutshell.

Strengthening current personal data protection regulation (EU 95/46), GDPR lays down rules relating to protection of natural persons with regard to processing and free movement of personal data. It applies to all entities in EU member states processing personal data by automated means and processing which form part of a filing system. Application of GDPR will be supervised in Belgium by the privacy commission.

Read More

Strategy of regulation or regulatory strategy

Strategy of regulation or regulatory strategy

For many years now, new regulation comes out as a top concern in financial industry surveys. Implementing the vast amount of new regulation proves to be very challenging for all stakeholders, even regulators themselves, in terms of scoping, budgeting and timing. Moreover, the new regulation is truly transforming the context to do business at various levels and it should be top of mind in strategic thinking, business model design, management and day-to-day client servicing and processing. Implementing new regulation is not just about becoming compliant anymore, it is all about anticipating and understanding the transformation the regulation is leading to in order to make the change happen in a value adding and winning way. Regulation are setting the rules of the game and how can you be good at playing the game if you do not understand the rules?

Read More